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Jerks and the cars they drive

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Old 28-01.-2008, 02:09 PM   #16
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Default Re: Jerks and the cars they drive

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Originally Posted by Pendejo
What Alienator is experiencing is the logical analog of metal fatigue.


Uh-huh. What you're experiencing is a complete lack of critical thinking skills. Go on, though, with your spray. It's apparently much easier than actually trying to use your brain.
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Old 28-01.-2008, 02:23 PM   #17
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Default Re: Jerks and the cars they drive

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Ah, the insurance rates argument. Well, there's a stroke of genius. Let's base an argument on a tactic an industry that only looks at short term profit. Example? Poor coverage of preventative care and virtually non-existent coverage for people with certain pre-existing conditions.

Golly, y'all sure do like your generalizations, but I'll bet you chafe when someone generalizes about you. Sure you'll say you don't, but if that's really the case then you really don't stand for anything.
Gosh, those insurance companies must be run by idiots. I am sure with your vast experience with vehicle crash statistics, you'll be able to tell the insurance companies how to adjust their rates to make more money. Funny how the guy who high handedly dismisses any anecdotal experience and generalizations by other posters gets his panties in a bind when confronted with decisions made with huge amounts of data he doesn't have access to. All he can do is make a limp dicked argument about "short term profits" and "non-existant coverage for pre-existing conidtions." What lack of health insurance has to do with auto insurance rates I have no clue, but demonizing the inurance companies is always a good way to draw attention away from lack of reasoning.
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Old 28-01.-2008, 02:29 PM   #18
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Default Re: Jerks and the cars they drive

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Yes it does. Those practices are based on insurance company statistics. You should read better. Or maybe you think one set of insurance statistical data is better than the other. That's a ripe one if you do.

And FWIW, it's been shown in many cases that the conclusions of the insurance companies re: their statistics have been dead wrong. Many times.
I can't believe that you are subscribing to the belief that there are no generalized characteristic differences between the users of different types of cars. You should ring up the car companies... cause their whole marketing strategy is based on specific targeted demographics, gender and disposable income sets. You could save them millions in wasted advertising and design strategies by letting them in on the revelation that all car buyers are random.
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Old 28-01.-2008, 02:36 PM   #19
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Default Re: Jerks and the cars they drive

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I can't believe that you are subscribing to the belief that there are no generalized characteristic differences between the users of different types of cars. You should ring up the car companies... cause their whole marketing strategy is based on specific targeted demographics, gender and disposable income sets. You could save them millions in wasted advertising and design strategies by letting them in on the revelation that all car buyers are random.

It's not just that. Why should alienator be wasting his time doing physics for chump change. If the insurance companies have mispriced insurance rates then that is a huge opportunity to make bank. There are millions of sports car owners out there who would leap at a chance for reduced rates. You would have to beat them off with a stick.
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Old 28-01.-2008, 02:52 PM   #20
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Default Re: Jerks and the cars they drive

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Originally Posted by Bro Deal
It's not just that. Why should alienator be wasting his time doing physics for chump change. If the insurance companies have mispriced insurance rates then that is a huge opportunity to make bank. There are millions of sports car owners out there who would leap at a chance for reduced rates. You would have to beat them off with a stick.


Uh-huh. Right. Your logic is truly astounding.
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Old 28-01.-2008, 02:53 PM   #21
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Default Re: Jerks and the cars they drive

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Originally Posted by Bro Deal
Gosh, those insurance companies must be run by idiots. I am sure with your vast experience with vehicle crash statistics, you'll be able to tell the insurance companies how to adjust their rates to make more money. Funny how the guy who high handedly dismisses any anecdotal experience and generalizations by other posters gets his panties in a bind when confronted with decisions made with huge amounts of data he doesn't have access to. All he can do is make a limp dicked argument about "short term profits" and "non-existant coverage for pre-existing conidtions." What lack of health insurance has to do with auto insurance rates I have no clue, but demonizing the inurance companies is always a good way to draw attention away from lack of reasoning.


No, they just use creative interpretation of statistics to sell to idiots like you.
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Old 28-01.-2008, 02:54 PM   #22
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Default Re: Jerks and the cars they drive

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Originally Posted by Crankyfeet
I can't believe that you are subscribing to the belief that there are no generalized characteristic differences between the users of different types of cars. You should ring up the car companies... cause their whole marketing strategy is based on specific targeted demographics, gender and disposable income sets. You could save them millions in wasted advertising and design strategies by letting them in on the revelation that all car buyers are random.


Uh-huh.
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Old 28-01.-2008, 03:02 PM   #23
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Default Re: Jerks and the cars they drive

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Uh-huh.
Except that they have the records of who buys their cars... and since they continue with this strategy... I'm going to guess that it is backed up by the results.
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Old 28-01.-2008, 03:04 PM   #24
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Default Re: Jerks and the cars they drive

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Originally Posted by alienator
Uh-huh.

Brilliant. Concise and to the point. You can't argue with that type of logic.
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Old 28-01.-2008, 03:04 PM   #25
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Default Re: Jerks and the cars they drive

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Originally Posted by alienator
No, they just use creative interpretation of statistics to sell to idiots like you.
Wow...show us your investigative experience within the insurance industry and the data that you must have on hand to back up this statement of yours.
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Old 28-01.-2008, 03:11 PM   #26
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Default Re: Jerks and the cars they drive

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Originally Posted by Crankyfeet
Except that they have the records of who buys their cars... and since they continue with this strategy... I'm going to guess that it is backed up by the results.

I am going to guess that if it wasn't backed up by results they would go out of business or get their clocks cleaned by the competition.

Of course it's much easier to dismiss things as "creative interpretation of statistics." Yeah, that's the ticket. Nothing to back it up but maybe someone reading this will buy that bit of bullshit.
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Old 28-01.-2008, 03:19 PM   #27
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Default Re: Jerks and the cars they drive

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Originally Posted by Crankyfeet
Wow...show us your investigative experience within the insurance industry and the data that you must have on hand to back up this statement of yours.


Case in point: the Insurance Institute for Highway Safety is now pushing for laws to limit sport bikes based on their own flawed data which allegedly shows that sport bikes account for an exceptionally large percentage of accidents per user. However, what they failed to mention is that their data actually shows that cruisers account for the highest percentage of accidents per user.

There are more.
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Old 28-01.-2008, 03:21 PM   #28
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Default Re: Jerks and the cars they drive

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Originally Posted by Bro Deal
I am going to guess that if it wasn't backed up by results they would go out of business or get their clocks cleaned by the competition.

Of course it's much easier to dismiss things as "creative interpretation of statistics." Yeah, that's the ticket. Nothing to back it up but maybe someone reading this will buy that bit of bullshit.


Oh come now. Really, Bro'. Given your Mental Giant status, aren't you big enough to acknowledge the BS that you spew, eh? I mean, really. A down to earth guy like you should be able to own up to all the crap that flies off your keyboard that is far from factual. Really. Read on, baby cakes.
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Old 28-01.-2008, 03:21 PM   #29
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Default Re: Jerks and the cars they drive

Since Alienator has been studying physics for so long, I guess it's not too surprising that his logic tends to obey the Heisenberg Uncertainty Principle: try to locate it and it disappears.
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Old 28-01.-2008, 03:25 PM   #30
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Default Re: Jerks and the cars they drive

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Originally Posted by alienator
Oh come now. Really, Bro'. Given your Mental Giant status, aren't you big enough to acknowledge the BS that you spew, eh? I mean, really. A down to earth guy like you should be able to own up to all the crap that flies off your keyboard that is far from factual. Really. Read on, baby cakes.

Oh, Francis got his feelings hurt.

I can't wait for alienator to next deny that young drivers insurance rates are justified in being higher. I am sure it's all creative interpretation of statistice.
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