Accidents - tips to help through the legalities

PGANDO

Here's some free advice re accidents with cars that I hope you won't ever need. This follows being cross examined in court and a prolonged insurance claim.

History: I rode into a car door when it opened suddenly after the passenger wanted to jump out at a set of lights (I was riding between the parked cars and the moving lane). The person pretty much admitted that they didn't look then and there. The impact with the door catapulted me into a parked car on my left. I thought it was a black and white scenario until the individual claimed that I didn't even make contact with their car. They argued that in avoiding the opening door I swerved into the parked car on my left...despite the primary injury being sustained by my right hand.

Lessons:
*Call the police to attend or get someone to do it. They ensure all details are accurately recorded.
*Remember all conversations...especially first reactions as they are usually the most accurate particularly with admissions of guilt.
*Take photos with camera/phone where possible scene and damage.
*Record all details of scene/events and conversations as soon as possible when details are still fresh.
*Get witnesses where possible.
*Maintain records of all medical expenses. Consider getting ad
vice from psychologist. The reality is that any accident not your fault will leave you somewhat gun-shy and somehwat more anxious. It may not be physical but it is a consequence nonetheless.

It's mostly common sense but you'd be surprised what happens and doesn't happen in a crisis. Hope some of this helps...