Hi all
I was involved in an accident on the way home from work on Wednesday on my beloved roadie and I'm after some advice.
I was t-boned by a 4wd who failed to see me before proceeding through the intersection. I picked up a few broken bones as well the obligatory road rash. The driver was fully insured and I have all their details.
What I'm not sure about is the mechanism of how to lodge a claim with their insurance. Everytime I've done it in the past its been a car accident so I've gone through my car insurance. But I don't have insurance on my bike.
So is it just a matter of pitching up at the relevant insurance co and filling out a claims form? And how do I quantify damage to my bike? Do I need to get an estimate from my LBS? Are there any other tricks and traps I should be aware of?
Thanks for your help
I was involved in an accident on the way home from work on Wednesday on my beloved roadie and I'm after some advice.
I was t-boned by a 4wd who failed to see me before proceeding through the intersection. I picked up a few broken bones as well the obligatory road rash. The driver was fully insured and I have all their details.
What I'm not sure about is the mechanism of how to lodge a claim with their insurance. Everytime I've done it in the past its been a car accident so I've gone through my car insurance. But I don't have insurance on my bike.
So is it just a matter of pitching up at the relevant insurance co and filling out a claims form? And how do I quantify damage to my bike? Do I need to get an estimate from my LBS? Are there any other tricks and traps I should be aware of?
Thanks for your help