That's what the ol' gut says, but maybe I'll kick back for a day or two and work on my new Peugeot and see if someone knows where a 124.5mm BB-UN26 would put the chainline and the centerline of the pedals. Thanks for the reply.
I have clipless on there, so I can't just have my feet 8mm offset on the pedals.
It's a nice, hardly used Schwinn, btw. I want to keep it nice and ride it. 4130 main tubes, but I covered up the "Miami Vice" themed pink Schwinn logo because nobody remembers Don Johnson's Sonny Crockett and I don't want to become known as the CroMo ****.