I was out cycling the other night and, although I was generally warm enough all over, my chest got very cold at times especially when going down hill. I was wearing two layers on my torso which was fine [ I even worked up a bit of a sweat] with a good quality base layer, but my chest suffered. I've noticed Tour de France riders shoving newspapers down their shirts when going "over the top" but I don't think it's practical to carry "The Times" with me. Has anyone got any advice for me or are there any bits of kit that might help. Ta!