D
Daz
Guest
Hi all,
just thought I'd de-lurk to ask some advice.
About a month ago I was involved in a crash whilst cycling to work.
Basically, I was going round a roundabout, and a pickup truck entering
the roundabout didn't see me and drove into the side of me, knocking
me off my bike. Luckily I wasn't seriously injured (few bruises etc.)
but the bike was written off (back wheel mangled, rear mech smashed
and frame bent). I have claimed on the driver's insurance for
compensation to replace the bike. The two quotes I acquired for the
damage both came to about £700 and I sent these to the insurance co.
I have today received a letter from the insurance company saying that
whilst they do not think their client was fully at fault, they will
offer me £500.
Obviously, their client was fully at fault, so I'm a little puzzled
how they think he's not. Is this just a tactic by them to get me to
accept a lower offer? Should I accept the offer or hold out for the
full amount? And if I hold out for the full amount would it be better
to hire a solicitor to deal with them? I was hoping I could get it
sorted without a solicitor and I do need it resolving pretty quickly
so I'm unsure as to what to do.
Any advice will be gratefully received,
Darren.
just thought I'd de-lurk to ask some advice.
About a month ago I was involved in a crash whilst cycling to work.
Basically, I was going round a roundabout, and a pickup truck entering
the roundabout didn't see me and drove into the side of me, knocking
me off my bike. Luckily I wasn't seriously injured (few bruises etc.)
but the bike was written off (back wheel mangled, rear mech smashed
and frame bent). I have claimed on the driver's insurance for
compensation to replace the bike. The two quotes I acquired for the
damage both came to about £700 and I sent these to the insurance co.
I have today received a letter from the insurance company saying that
whilst they do not think their client was fully at fault, they will
offer me £500.
Obviously, their client was fully at fault, so I'm a little puzzled
how they think he's not. Is this just a tactic by them to get me to
accept a lower offer? Should I accept the offer or hold out for the
full amount? And if I hold out for the full amount would it be better
to hire a solicitor to deal with them? I was hoping I could get it
sorted without a solicitor and I do need it resolving pretty quickly
so I'm unsure as to what to do.
Any advice will be gratefully received,
Darren.