The first thing I thought of while perusing this thread was skiing. Living in the northwest (Washington State), we usually go up to Whistler 3-4 times each winter. Whistler is a HUGE destination resort for the Japanese. We always see groups of them with $5000+ worth of equipment and clothing, but can barely make it down the hill. The difference here being a beginning skier will get absolutely nothing out of high end equipment and will most likely hinder them. Anybody that can keep a bike upright can do OK on an expensive ride. A beginning rider might not get everything out of that mega-ride, but they are still going to have fun. More power to them if they can afford it. When people ask me for ski equipment advice, I tell them to first spend your money on boots that are comfortable and fit by a professional. Come to think of it, the same advice goes for bikes. Ride on!