Insurance - House, Contents & Bicycles?

Discussion in 'Australia and New Zealand' started by Craig, Jul 26, 2005.

  1. Craig

    Craig Guest

    All,

    I currently have my house & contents (icld. bike) insured with a specialist
    policy via a broker.

    I just happened upon www.cyclecover.com.au and got a quote. They are
    substantially cheaper than my current provider. Anyone have any feedback on
    this product - good or bad?

    Thanks,

    Craig
     
    Tags:


  2. Visitant

    Visitant Guest

    >
    > I currently have my house & contents (icld. bike) insured with a
    > specialist policy via a broker.
    >
    > I just happened upon www.cyclecover.com.au and got a quote. They are
    > substantially cheaper than my current provider. Anyone have any feedback
    > on this product - good or bad?
    >
    > Thanks,
    >
    > Craig
    >
    >I've had a policy with them for a few months, but haven't had to make a
    >claim - so obviously can't comment on how they perform in that department.


    A few things impressed me with the policy however - besides covering
    accidental damage and theft for bikes Australia wide up to their total
    value, not $1000 as with most standard home & contents policies(you can also
    get optional cover for racing), this cover extends to all of your other
    valuables as well.
    So, for example, if your laptop is stolen from anywhere, it's covered.
    Similarly, if you're moving your HD big screen tv ;-) from one room to
    another and you drop it, it's covered (so is your laptop if the tv happens
    to land on it) Most home contents policies these days don't include
    accidental damage as standard, so this is a welcome inclusion.

    The policy is underwritten by QBE, but you've got to go through Cyclecover
    to get it.

    Having been involved in a bike accident recently and having to rely on the
    other party's insurance company to come through wasn't a load of fun, so at
    the very least you'll get some peace of mind knowing that your expensive
    bike is covered in case something unforeseen happens.

    Good luck!
     
  3. Visitant

    Visitant Guest

    >
    > I currently have my house & contents (icld. bike) insured with a
    > specialist policy via a broker.
    >
    > I just happened upon www.cyclecover.com.au and got a quote. They are
    > substantially cheaper than my current provider. Anyone have any feedback
    > on this product - good or bad?
    >
    > Thanks,
    >
    > Craig
    >
    >I've had a policy with them for a few months, but haven't had to make a
    >claim - so obviously can't comment on how they perform in that department.


    A few things impressed me with the policy however - besides covering
    accidental damage and theft for bikes Australia wide up to their total
    value, not $1000 as with most standard home & contents policies(you can also
    get optional cover for racing), this cover extends to all of your other
    valuables as well.
    So, for example, if your laptop is stolen from anywhere, it's covered.
    Similarly, if you're moving your HD big screen tv ;-) from one room to
    another and you drop it, it's covered (so is your laptop if the tv happens
    to land on it) Most home contents policies these days don't include
    accidental damage as standard, so this is a welcome inclusion.

    The policy is underwritten by QBE, but you've got to go through Cyclecover
    to get it.

    Having been involved in a bike accident recently and having to rely on the
    other party's insurance company to come through wasn't a load of fun, so at
    the very least you'll get some peace of mind knowing that your expensive
    bike is covered in case something unforeseen happens.

    Good luck!
     
  4. Visitant

    Visitant Guest

    >
    > I currently have my house & contents (icld. bike) insured with a
    > specialist policy via a broker.
    >
    > I just happened upon www.cyclecover.com.au and got a quote. They are
    > substantially cheaper than my current provider. Anyone have any feedback
    > on this product - good or bad?
    >
    > Thanks,
    >
    > Craig
    >
    >I've had a policy with them for a few months, but haven't had to make a
    >claim - so obviously can't comment on how they perform in that department.


    A few things impressed me with the policy however - besides covering
    accidental damage and theft for bikes Australia wide up to their total
    value, not $1000 as with most standard home & contents policies(you can also
    get optional cover for racing), this cover extends to all of your other
    valuables as well.
    So, for example, if your laptop is stolen from anywhere, it's covered.
    Similarly, if you're moving your HD big screen tv ;-) from one room to
    another and you drop it, it's covered (so is your laptop if the tv happens
    to land on it) Most home contents policies these days don't include
    accidental damage as standard, so this is a welcome inclusion.

    The policy is underwritten by QBE, but you've got to go through Cyclecover
    to get it.

    Having been involved in a bike accident recently and having to rely on the
    other party's insurance company to come through wasn't a load of fun, so at
    the very least you'll get some peace of mind knowing that your expensive
    bike is covered in case something unforeseen happens.

    Good luck!
     
  5. flyingdutch

    flyingdutch New Member

    Joined:
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    i suspect this may be the same that BV recommend (not the aprt-of membership one) as its the same 'attached-to-home+contents' policy...
     
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