Piotr said:
... How you feel (PE) when riding is a better indicator of intensity than your HR. Sometimes you'll feel like ripping the cranks off and you'll be selling yourself short by limiting that effort based on an elevated heartrate. Other times, when fatigued you'll be compelled to push too hard to achieve a certain heartrate and end up digging yourself a deeper hole....
+1 on this post.
If you
must base your training levels on HR, then at least base them on the HR you achieve for the second half of a long hard interval or time trial. Not your max HR and definitely not your theoretical max HR based on the 220-age formula. Based on that formula my max HR would be 173 at 47 years of age. I regularly break 190 during hard races. That formula just doesn't work very well for a lot of us.
But I'm with Piotr, use perceived exertion to pace your training efforts with the goal of holding your best steady effort for the target duration. The target duration depends on what system you're trying to train such as:
- 1-2 minutes for Anaerobic Capacity work
- 3-6 minutes for VO2 Max work
- 10-30 minutes for Threshold (long TT and raising FTP) work
- 30 minutes - 2 hours for Tempo work
- > 2 hours for endurance work.
So if I was doing L4 work targeting a raise in FTP I'd do something like the popular 2x20 interval sets very close to my maximum (at least 90%) pace for each interval. You don't need HR to pace those, just ride a solid steady effort for 20 minutes. If you can't finish the 20 minutes then back off before trying your next effort. If it feels too easy then increase the pace a bit but try to hold it steady almost like a time trial backed off just enough to finish the desired number of intervals.
I train with a power meter, but realistically I do exactly what I just described and don't ride down the road with my eyes glued to the PM display. I look at the data after my ride and it tells me things about my fitness, freshness, how I'm progressing, whether my pacing is steady but I don't stare at the numbers while riding the intervals.
You could use HR in a similar manner, at least for the longer efforts in the 20 minute range and longer if you want data to review. Your HR should take 5 to 8 minutes to reach the average for the effort and continue to climb more slowly all the way to the end of the effort. Efforts to get the HR up to "zone" right away mean you're starting too hard and won't be able to finish without backing off. A flat HR curve for the second half of an effort usually means you're subconsciously backing off as the interval progresses. The steep startup curve and flatter HR drift as the interval progresses is a good sign of steady pacing.
I've attached a screenshot showing HR, Speed, and Power for a pretty standard 20 minute interval ridden outdoors on variable terrain but with relatively steady average power. Look at the HR curve and see how it behaves during the effort. If you are going to pace with HR then allow for the startup curve at the beginning of the effort (don't try to get into zone too quickly) and allow for the continued drift till the end of the effort (don't back off your effort to hold you HR to an arbitrary average).
Good luck,
-Dave