On Tue, 26 Sep 2006 02:00:12 GMT, [email hidden] (Bill Z.)
Quoted message said:
I don't remember if it was Frank Krygowski or someone else, but on a
previous discussion, one of these AHZs once whined about not being
able to go on a club ride if he didn't use a helmet. My suggestion
that he simply form his own club went over like a lead balloon. I'm
sure he knew that his club required helmets because the club's
insurance company (if they have one) insisted on helmets. So, they
think that disparaging helmets would help change this situation.What they don't realize is that the insurance companies might insist
on helmets even if the helmets were only marginally useful (or even if
the helmets were slightly harmful, unless it could be proven that the
insurance company knew that). Any positive benefit, no matter how
small, is in the insurance company's self-interest as the company
doesn't pay for the helmets. But even if the helmets were completely
useless, it would *still* be in the insurance company's interest to
require them. Why? Because it is another hoop to jump through and the
insurance company knows that people sometimes miss hoops, giving the
company an excuse to deny any claim (but they will keep your premium
anyway).
In the UK, whenever insurance companies have tried this on, when they
finally get to court the "protective" value of helmets has been
completely discounted by medical experts and the insurers have been
forced to abandon thier claims of reduced liability.
Quoted message said:
In a country whose national motto should be "Scams R Us" rather than
"In God we trust," corporate interests will get what they want, the
public be damned. We no longer live in a democracy, but a corpocracy
where the rule is more or less "one dollar, one vote" (even though
some legislators really are well-intentioned and do the best they
can.) In a corpocracy, the rules are simply stacked against the
average person, and anyone who does not understand that the goal is
not public safety, but corporate profits, is to say the least very
naive.
In the UK, there are no MHL's. This is partly due to a large body of
educated people who are not afraid to speak out and question things
(you should hear UK politicians being interviewed on the radio). The
proliferation of MHL's in the US is unfortunately due to people in the
US having either no such education, or no such indepenence of thought.
Posters like Bill Z., Starr, Sornson, Ozark, Sharf, etcetera fit this
bill to a "T".