I guess I'm a fair weather rider but I have never had the desire to ride in the rain or even shortly thereafter when the roads are wet. I know there is good gear for staying dry but my biggest concern is my bike. The times I have ridden on wet roads, my chain gets absolutely trashed from all the wet dirt kicking up from the tires. I then have to spend the extra time to clean and re-oil the chain. I usually don't have the extra time to do that. I'm lucky to have the time to ride. And I don't feel like I can take the bike back on the road until I've done that. Am I just weird or is anyone else like that? And do you take the time to dry your bike when you are finished riding in the rain to avoid rust? C'mon diehard, "ride in any weather" cyclists...talk to me.