Single Payer Universal Health Care



On 24 May 2004 12:17:15 -0500, [email protected] (Herman
Rubin) wrote:

>In article
><[email protected]>,
>George Conklin <[email protected]> wrote:
>
>>"Bob Blaylock" <[email protected]> wrote in message
>>news:BobHatesSpam-
>>[email protected]...
>>> A socialist spammer... Thinks the answer's to be
>>> found... In big government.
>
>
>> And you think that monopoly medicine provides any
>> alternatives? There are NONE. Pay what is asked or get
>> lost. That is your solution: twice as expensive and
>> getting more so. You spam for the rich.
>
>No, there is competition in present medicine. It is the
>government run operations which provide no alternatives. It
>often ends up that you are stuck with the inadequate doctor
>they assign you, or you get NOTHING.

Maybe you need to go back to econ class buddy, but only with
easy entry and exit is there truly competition, and that
exists nowhere i nthe US for healthcare.

>
>I have had some experience with government directives here.
>When my late mother was injured in an automobile accident,
>the ambulance could not take her to the hospital she asked
>for, but had to take her to the nearest accredited
>hospital. She had abominable care until she did get moved.
 
On Mon, 24 May 2004 13:36:50 -0400, Mâck©®
<[email protected]> wrote:

>>>
>>> What you want is to be able to receive "free" medical
>>> care, paid for by others. It doesn't work that way.
>>

No one's asking for that. We just want it applied to
everyone, and the costs also.

Kinda funny how you neo-cons always claim to read people's
mindds. That explains Nancy Reagan using tarot cards and
seeing a psychic, and having Ronnie run his life to whatever
that stargazer said. Cuz she KNOWS, lol!!!!
 
On Mon, 24 May 2004 10:25:28 -0700, "Proconsul" <[email protected]>
wrote:

>Indeed they do - HMO's are the precursor of the single
>payer system.

No they aren't they are free market.

No sane
>person uses them....

Which is wh ywe're going to replace it.

and those of you who continue to whine that you have no
>other choice can save your bandwidth......

Thanks buddy, but you don't run this group.

.only people who want cheap care
>use HMOs and they get what they paid for, cheap care.....

That's most of the US. Australia's plan would be better.

>
>A free market, with competition, mitigates for "fee for
>service" and choice for the consumer.

Our system provides the finest health care in the world
>for everyone, even illegal aliens who broke the law to
>enter the country.

This is a seriies of assertions, with out any proof. Burden
of proof is on the asserter.

I know you can't offer that, which is why you keep
repeating yourself.

As I said before, step aside sir. Let's have universal
healthcare.

>High prices are due to bureaucratic excesses and phony
>"controls". The free market with competition is the
>answer, not HMO's, which are a pathetic travesty on decent
>medical care....

We've had enough "free market" we have to pay for, and with
nothing but the most price conscious and service restricting
washouts as a result.

People and econmies need planning, not anarchy. Hear hear
for universal care.
 
On Mon, 24 May 2004 09:23:58 -0700, "Founding Father" <[email protected]>
wrote:

>
>"Jonathan Smith" <[email protected]> wrote in
>message
>news:[email protected]...
>> "Sarah" <[email protected]> wrote in message
>news:<[email protected]>...
>>
>> Save Medicare by making young people share the cost?
>> isn't it enough already that we pay 1.45% of every dollar
>> we earn into a program that we will never use?
>
>Actually, it's 2.9%. You just don't see the part the
>employer pays because it's pre-stolen.
>
>According to the trustees of Medicare, "Projected Medicare
>costs would exceed those for Social Security in 2024."

In large part due to Reagan and Bush borrowing against it,
and now Bush junior adding unpopular and unfunded extras
to it too.

Let a liberal take over. See how the conservatives have
messed things up?

>
>We're paying 15% for Social Security now. Do the math
>yourself.

Obnoxious and arrogant, switching the burden of proof.
 
MuscleMan wrote:
> On Sun, 23 May 2004 23:07:00 GMT, mike gray
> <[email protected]> wrote:
>
>>Ted Rosenberg wrote:
>>> It is not the cost, it is the administrative cost6
>>>
>>> Last I saw, it was 7 times as high for private plans
>>> than for Medicare.
>>
>>Administrative costs are computed very differently for
>>government and private entities.
>
> A buck is a buck. It's just less bucks with the gummint.
>
>
> When they are figured on the same basis, they are very
>>close.
>
> Cite?
>
>>
>>Do it yerself. Go to the 10Ks for private insurors and
>>figure the percentage of premium revenue that does not go
>>to providers. Very simple. Now go the the federal budget
>>and figure the percentage of Title
>>XVIII/XIX funding that does not go to providers. Not so
>> simple, but doable.
>>
>>Report the results here.
>
>
> Burden of proof is on the asserter, prove it yourself.

So it's up to Rosenburg who asserted, " It is not the
cost, it is the administrative cost. Last I saw, it was 7
times as high for private plans than for Medicare."

Not real easy to believe, even if yer too lazy to find the
facts for yerself.
 
Skeptic wrote:

>>
>> With single payer, you've always had the coverage, so how
>> can there be a
> pre-existing
>> condition?
>
> Will all coverage be equal? Will there be levels of
> coverage? Will there be coinsurance?

One of the barriers to universal health care is the leveling
of coverage. For the uninsured and underinsured, that's
great news, but for union members, government employees, and
employees of generous companies it will be a huge loss.

All proposals to date have permitted coinsurance,
primarily to satisfy the groups that now have Cadillac
plans: their employers could offer group "gap"
coinsurance. The result is a two-tiered system, those with
basic benefits and those with enhanced benefits, but more
equitable that the current system.
 
matt weber <[email protected]> wrote in message news:<[email protected]>...
> On Mon, 24 May 2004 23:29:13 GMT, "Skeptic"
> <[email protected]> wrote:
>
> >
> >"JonK" <[email protected]> wrote in message news:40B279EC.1CE94A02@the-
> >kaplansNOSPAM.com...
> >> Skeptic wrote:
> >>
> >> > > Pre-existing illnesses are being used to deny
> >> > > coverage.
> >> >
> >> > Yes. Will a singler payer change that?
> >> >
> >>
> >> With single payer, you've always had the coverage, so
> >> how can there be a
> pre-existing
> >> condition?
> >
> >Will all coverage be equal? Will there be levels of
> >coverage? Will there be coinsurance?
> >
> In most of the models in use today, the basic coverage
> will be equal, but you can buy better coverage (health
> funds in Australia, BUPA in the UK), That gets you
> usually is a shorter queue, if it something that is going
> to kill you in the immediate future, the basic system
> works quite well.

If you arrive at the A&E with an active coronary, you will
get a PTCA. If you are stabilized, you will get a
prescription for nitroglycerine.

If you show up at your GP with a lump in your breast, you
will gwet a referral to a specialist - in 3 months if you
are lucky.

> As for the nay sayers, I'd like to point a few things. By
> most measurments, the average health of US citizens is at
> best marginally better then the average Australian or
> European,

And health status is attributable directly to the level of
health care available?

> however we are probably spending 3 times as much for that
> marginal improvement,

In a recent study comparing Kaiser HMO (22 million
subscribers in a model that is cionsistently available in
the US) and the NHS, the costs were no different and the
access and outcomes of Kaiser patients more than just
marginally better. It was published in the BMJ. There were a
lot of NHS'ers extremely anxious about those results.

> and what you really see is a small portion in the USA who
> get really outstanding care, a large portion that get care
> that may be only slightly better then the average in the
> rest of industrialized world, and a large number who get
> essentially no care.

Lack of health insurance does not mean a lack of
health care.

> That component that gets nothing is missing in much of the
> rest of the industrialized world.

And that is why mandatory insurance is a solution, not
single payer.

> WE do lots of things in the USA that run up costs
> enormously with little benefit. One of the most
> interesting live demonstration of what altering the
> landscape will do is in Australia. The Australian
> Government says if you need an ACE inhibitor, these are
> the ones on the PBS scheme. If you want another one, you
> can have it, but the difference between the retail price
> and the PBS benefit, you are going to pay for out of your
> own pocket. It is truly amazing how few patients are
> willing to spend even an extra $2 a month. What should be
> equally obvious is that in general, the use of the lowest
> cost, therapeutically effectie drug saves a pile of money
> without degrading the quality of care.

And I would argue that you are wrong - and the reason is
quite simple. Therapeutic effect is quite ferquently
idiosyncratic. Therapeutic effect is variable in magnitude.
Effects are offset by side effects and these tend to be more
significant in the older technologies.

Case in point - antidepressants.

Tricyclics (of which there are a handful) are fairly
effective in some patients, but not all. Tricyclics have, in
many cases, rather significant side effects that impact on
patient willingness to continue therapy. Most notable are
the EPS effects and these can be non-reversible.

On the other hand, SSRIs, though generally thought to be
equally effective therapeutically, are free from EPS. This
was a tremendous step forward in antidepressant therapy.

> Because in the USA, someone other than the patient usually
> pays, and patient is almost entirely isolated from the
> cost issue, as is the physician, when a patient walks in
> and says my shoulder is bothering me, can you write me a
> prescription for Celebrex or Viox? The physician will
> happily do so.

Your observation that patients are isolated from medical
costs does not apply to pharmaceuticals in more cases than
not, in the US. Formulary systems use various cost
containment approaches to minimize program expenditures. One
such approach is cost sharing - either in terms of co-
insurance or in many cases, tiered copays.

> In most of the rest of the world, the likely reply will
> be, 'have you tried Asprin or Ibuprofen yet?' If you
> haven't, you will be encouraged to do so. If that doesn't
> work out, then the physician may well prescribe a COX2
> inhibitor. Vioxx and Celebrex probably are more effective
> than Asprin or Ibuprofen, the problem is that while they
> aren't a lot better, they are a lot more expenive!

And the side effect profile is different which could be
important to patients at risk for certain effects.

I don't agree with yiour anecdotal scenario. Have you ever
experience a GP visit first hand in the UK?

> There is no cost benefit analysis being made on the
> front end,

Please review the literature before you make statements like
these. YUse pub med and type in cost effectiveness and vioxx
and see what happens.

> we just demand that we go straight to latest/greates (and
> most expensive drug), even though the advantages it offers
> over drugs that are a fraction of the price are often
> surprisingly small. Take a good look at the ALHAT
> (spelling?)

Two LLs

>...trials about anti hypertensive drugs in the general
>population. It is an eye opening experience about cost
>versus benefit.

Had you read ALLHAT you would have seen that naive
hypertensives did well on monotherapy with HCTZ for about 6
months. By the end of the study, the overwhelming majority
of patients were on multiple drug therapy to control their
hypertension. All ALLHAT showed was what was already
generally well known - stepped therapy in hypertension is an
appropriate approach and the first step, with hctz is often,
but not always, medically appropriate.

js
 
Proconsul wrote:

> Sorry, but you have it backwards. IF single payer is
> approved, prices, i.e., TAXES, will go way up and quality
> of service along with availability of service will go way
> down as care is rationed to lower costs......that's the
> way it's worked everywhere else in the world where it's
> been tried.

No argument there.

> Our system, with all it's faults, is infinitely superior
> to any other system so far devised by anyone.....and we
> need to focus on what we KNOW works.....a free market with
> competition and no government interference is the key to
> lower costs and higher quality care - that's the way it's
> always worked whenever it's been tried.....

But the current system leaves out a substantial (1/6)
portion of the population. The universal care argument is
that at least basic health services should be a right, not a
perq of the fortunate.

It is not just the indigent that lack coverage, btw. We self
employed folks have been priced out of the coverage market
(in part by legislation requiring coverage of benefits that
we'd be happy to forego), yet we still have to pay for the
elderly (double!), the government workers, and (through the
pricing mechanism) the corporate employees.

I have no problem with the free market restricting Ferraris
to the fortunate few. I'm not so sure that healthcare falls
into the same category.
 
Jonathan Smith <[email protected]> wrote on 24 May 2004 19:24:20
-0700:
> [email protected] wrote in message
> news:<[email protected]>...
>> In alt.cancer.support Evelyn Ruut <mama-
>> [email protected]> wrote:
>> > Make a single payer universal health care system and
>> > all the prices will go down.

>> There is NO free lunch. Name a 'single payer' system that
>> doesn't have shortages and long delays for complex
>> treatments such as surgery, etc.

> I'd even be impressed if she could name one where there
> isn't a waiting list for simple things like diagnostic
> xrays and specialist referrals.

Funny, that. Last Monday (8 days ago), I fell off my bike
and landed heavily on my ribs. Last Tuesday, on waking up,
the pain was still significantly above what wasn't
worrying, so I visited my Doc. He said, better get those
ribs (and left-hand middle finger) X-rayed. I was back in
that Doc's surgery little more than an hour later, carrying
an enveloppe with the requisite X-rays. Luckily, nothing
was broken.

I'm not sure what you people mean exactly by a "single
payer" system.

Here in Germany, health insurance through the
"Krankenkassen" is compulsory for people earning less that a
fairly high threshold (around 4,000 Euros/month). The
premium paid depends only on one's income, and is around 14%
of salary (with a maximum corresponding to that ~4,000 Euro
threshold), half of it being paid by the employer. The
unemployed and poor are not excluded. This system works very
well, despite the recognised inefficiencies and, to some
extent, corruption.

High earners may stay in the normal Krankenkassen insurance
scheme, or they may opt for private insurance, or even
decide to pay for treatment as they need it. Having opted
out of the Krankenkassen, they may not later rejoin them,
since the Krankenkassen operate on the basis of people
"overpaying" when young and healthy and "being subsidised"
later in life when no longer so healthy.

The system has recently been "reformed" (worsened, I would
say) in that patients now have to pay a 10 Euro charge per
quarter on visiting a doc., and have to pay fairly hefty
prescription charges (10% of the cost, min. 5 Euros, max 10
Euros, but never more that the retail cost itself). Sadly,
the government didn't have the resolve to tackle the
inefficiencies and corruption in the various medical and
insurance systems. Maybe that will come.

I would not swap this system for anything the USA currently
offers, and would be very wary of moving there, even were I
completely healthy.

> js

--
Alan Mackenzie (Munich, Germany) Email: [email protected]; to
decode, wherever there is a repeated letter (like "aa"),
remove half of them (leaving, say, "a").
 
matt weber wrote:

> Because in the USA, someone other than the patient usually
> pays, and patient is almost entirely isolated from the
> cost issue, as is the physician, when a patient walks in
> and says my shoulder is bothering me, can you write me a
> prescription for Celebrex or Viox? The physician will
> happily do so.

That is, indeed, a major problem with the US system and
I'll give you another example. I sprained my wrist, went to
the corner dugstore and bought an Ace bandage. $3 and it
was fine in five weeks. My Medicare friend sprained his
wrist, went to the ER, X-rays, orthopedic specialist, and
seven weeks of physical therapy even though it was fine in
five weeks.

But "rationing" has become a buzzword in the US roughly as
evil as "holocaust". An insured patient who goes to a doctor
with a sprained wrist and gets only an Ace bandage will
certainly sue and just as certainly win.

This has created another problem: US doctors are scared to
death of their own patients. Very unhealthy situation.
 
Founding Father wrote:
> I wish on you, and all who think that doctors make too
> much money, the quality of doctor you would get if they
> made one third to one half as much. And I would support
> laws to allow you to let anyone you choose perform
> surgery on you.

I have experience with two groups of doctors paid for and
supervised by the U.S. government: military (ten years in
the Navy) and V.A. (two years).

There are good ones in both outfits, but overall.... And
often, the good ones are limited by "Da Rulez"

--
Wes Groleau

A bureaucrat is someone who cuts red tape. Lengthwise.
 
"mike gray" <[email protected]> wrote in message
news:[email protected]...
| Proconsul wrote:
|
| > Sorry, but you have it backwards. IF single payer is
| > approved, prices,
i.e.,
| > TAXES, will go way up and quality of service along with
| > availability of service will go way down as care is
| > rationed to lower costs......that's
the
| > way it's worked everywhere else in the world where it's
| > been tried.
|
| No argument there.
|
| > Our system, with all it's faults, is infinitely superior
| > to any other
system
| > so far devised by anyone.....and we need to focus on
| > what we KNOW works.....a free market with competition
| > and no government interference
is
| > the key to lower costs and higher quality care - that's
| > the way it's
always
| > worked whenever it's been tried.....
|
| But the current system leaves out a substantial (1/6)
| portion of the population. The universal care argument is
| that at least basic health services should be a right, not
| a perq of the fortunate.

That's nonsense - no one has a "right" to anything that
picks the pockets of their brothers.....

We all have the RIGHT and the DUTY to provide for
ourselves.....

| It is not just the indigent that lack coverage, btw. We
| self employed folks have been priced out of the coverage
| market (in part by legislation requiring coverage of
| benefits that we'd be happy to forego), yet we still have
| to pay for the elderly (double!), the government workers,
| and (through the pricing mechanism) the corporate
| employees.

The inequities of the system, which are real enough,
don't necessarily mitigate to letting the government
handle the matter and increase costs while degrading care
to everyone.....the analogy that applies is the "dumbing
down" of America in public education by making the
dumbest among us the criterion by which education is
delivered and they yardstick by which all are measured.
It was better when "excellence" and "achievement" were
the norms and the goals....

We need reform, to be sure, but single payer isn't the
answer.....the free market IS the answer, along with total
privatization of medical care and ALL social services. If we
can get government out and the bureaucrats out, all will
benefit and prices will go down drastically....

| I have no problem with the free market restricting
| Ferraris to the fortunate few. I'm not so sure that
| healthcare falls into the same
category.

The free market applies far more to healthcare than it does
to Ferraris - a free market that benefits ALL, not the rich
and not the poor, is an indisputable boon to everyone....

PC
 
Evelyn Ruut wrote:

> "Proconsul" <[email protected]> wrote in message
>>Furthermore, ANY social service provided to ANY illegal
>>alien from ANY country should be charged back to the
>>country of origin by having that
> cost
>>deducted off the top of the country of origin's foreign
>>aid payments.....
>
> Now THAT sounds like a good idea.

Though I'm inclined to agree, I remember a quote:

"For every complex problem, there is a simple, easy-to-
understand wrong answer."

(But I don't remember the source)

Anyone think it may be time to cut down a little on the
cross-posts?

--
Wes Groleau
-----------

"Thinking I'm dumb gives people something to feel smug
about. Why should I disillusion them?"
-- Charles Wallace
(in _A_Wrinkle_In_Time_)
 
"mike gray" <[email protected]> wrote in message
news:%[email protected]...
> George Conklin wrote:
>
> >> > And you have made a MAJOR mistake. Administrative
> >> > costs are computed very differently for government
> >> > and private entities. When they are figured on the
> >> > same basis, they are very close.
> >> >
> >>
> >> Plus, if you look at the federal budget, you will
> >> discover that Social Security, Medicare/Medicaid costs
> >> are spread over several different
line
> >> items.
> >>
> >
> > This is one of the standard rants of those who are
> > against universal
> >health care. They all claim that there are mystery costs
> > not accounted
for
> > by government. It is like the Sierra Club claiming that
> > the true cost
of
> > gasolene is $15 a gallon.
>
> There are no "mystery costs", they're all there for
> all to see.
>
> However, Federal accounting and private sector accounting
> are significantly different. But one does not have to be a
> CPA to analyze the data and see that gov't programs spend
> as much on administration as private sector companies do.

Here you go again, claiming falsely that no one knows
how to compute costs but YOU. Shame.
 
"Proconsul" <[email protected]> wrote in message
news:M7qsc.21974$PU5.9829@fed1read06...
>
> "George Conklin" <[email protected]> wrote in
> message news:[email protected]
> ink.net...
> |
> | "Proconsul" <[email protected]> wrote in message
> | news:Ercsc.19015$PU5.11968@fed1read06...
> || > | Any thoughts as to why?
> | >
> | > It's not a fraction of prepaid health
> | > plans.....Medicare, like any government bureaucracy,
> | > lives on excessive paperwork managed by hordes
> of
> | > overpaid civil servants. They just conveniently report
> | > whatever part
of
> | the
> | > cost they want to report....
> |
> | You are like the Sierra Club claiming that the true
> | cost of gasoline
is
> | $15 a gallon because true costs are not computed. What
> | you are doing is claiming that all government data is a
> | lie, and you and only you know
the
> | truth.
>
> Others have already answered your claim - but speaking as
> one who has
worked
> with the Federal bureaucracy for more than forty years, I
> can assert positively that NO Federal program reports it's
> "costs" as it's "costs".
You
> have to review all the ancillary agencies, etc., and add
> them all
up....this
> is not rocket science and it's nothing new. Government
> data isn't a "lie", it's government data and you need to
> learn how to read it and interpret
it -
> I'm only one of many thousands of people who know how to
> do that. Clearly, you aren't among that number......:)
>

Take that up with the CBO. I guess you accuse them of
secret undertakings too.
 
"W. Baker" <[email protected]> wrote in message
news:[email protected]...
> In alt.support.diabetes Proconsul
> <[email protected]> wrote:
>
> : "Skeptic" <[email protected]> wrote in message
> : news:9Jbsc.103231$iF6.9532547@attbi_s02...
> : |
> : | "Ted Rosenberg" <[email protected]> wrote in
> : | message news:[email protected]...
> : | >
> : | >
> : | > Skeptic wrote:
> : | > > I don't disagree with much of your overall point,
> : | > > but let me try
to
> : | > <snipped for brevity)
> : | >
> : | > You have one major mistake, and it is a MAJOR one.
> : | > Medicare overhead is a very small fraction of
> : | > overhead of prepaid health plans.
> : |
> : | Any thoughts as to why?
>
> : It's not a fraction of prepaid health
> : plans.....Medicare, like any government bureaucracy,
> : lives on excessive paperwork managed by hordes
of
> : overpaid civil servants. They just conveniently report
> : whatever part of
the
> : cost they want to report....just as those who champion
> : single payer
don't
> : tell you that all too often care is rationed and
> : unavailable to many....another way of keeping costs
> : down. I prefer the private sector
and
> : open competition - whenever you have a free market and
> : competition,
quality
> : goes up and costs go down....that's an a priori
> : truth.....
>
> : PC
>
> And HMO's don't ration healthcare unless they are forced?
>
> Wendy
>
Mr. PC here ignores the fact that medicine here is twice
as expensive as average, and he blames it all on the
the small part which provides universal health
insurance: Medicare. These shills for rapid rising
costs forever are very shameful.
 
mike gray <[email protected]> wrote in message news:<[email protected]>...
> Skeptic wrote:
>
> >>
> >> With single payer, you've always had the coverage, so
> >> how can there be a
> pre-existing
> >> condition?
> >
> > Will all coverage be equal? Will there be levels of
> > coverage? Will there be coinsurance?
>
> One of the barriers to universal health care is the
> leveling of coverage. For the uninsured and underinsured,
> that's great news, but for union members, government
> employees, and employees of generous companies it will be
> a huge loss.
>
> All proposals to date have permitted coinsurance,

Which proposals are those? Kerry's? Kucinich?

> primarily to satisfy the groups that now have Cadillac
> plans: their employers could offer group "gap"
> coinsurance. The result is a two-tiered system, those with
> basic benefits and those with enhanced benefits, but more
> equitable that the current system.

Hardly more equitable. Reminiscent of Orwell's Animal Farm -
all animals are equal, some are just more equal than otehrs.

Want to know what they call private supplemental insurance
in the UK? Queue jumping insurance.

The only reasonable proposal is the PPI version - allowing
(mandating) access to private insurance for anyone and
everyone. Using tax credits and incentives, not income
redistribution. Making individuals responsible, in
partnership with their employers, to get affordable coverage
that meets THEIR needs.

js
 
Ahh, an honest man

Ayn Rand would be proud!

Now, I don't agree with you, but you are stating an honest
opinion instead of babbling on falsehoods about the state of
Healthcare, and denying the administrative cost of Ppd
hospitalization plans!!

Proconsul wrote:
> "mike gray" <[email protected]> wrote in message news:qoIsc.26623$fF3.683423@bgtnsc05-
> news.ops.worldnet.att.net...
> | Proconsul wrote:
> |
> | > Sorry, but you have it backwards. IF single payer is
> | > approved, prices,
> i.e.,
> | > TAXES, will go way up and quality of service along
> | > with availability of service will go way down as care
> | > is rationed to lower costs......that's
> the
> | > way it's worked everywhere else in the world where
> | > it's been tried.
> |
> | No argument there.
> |
> | > Our system, with all it's faults, is infinitely
> | > superior to any other
> system
> | > so far devised by anyone.....and we need to focus on
> | > what we KNOW works.....a free market with competition
> | > and no government interference
> is
> | > the key to lower costs and higher quality care -
> | > that's the way it's
> always
> | > worked whenever it's been tried.....
> |
> | But the current system leaves out a substantial (1/6)
> | portion of the population. The universal care argument
> | is that at least basic health services should be a
> | right, not a perq of the fortunate.
>
> That's nonsense - no one has a "right" to anything that
> picks the pockets of their brothers.....
>
> We all have the RIGHT and the DUTY to provide for
> ourselves.....
>
> | It is not just the indigent that lack coverage, btw. We
> | self employed folks have been priced out of the coverage
> | market (in part by legislation requiring coverage of
> | benefits that we'd be happy to forego), yet we still
> | have to pay for the elderly (double!), the government
> | workers, and (through the pricing mechanism) the
> | corporate employees.
>
> The inequities of the system, which are real enough, don't
> necessarily mitigate to letting the government handle the
> matter and increase costs while degrading care to
> everyone.....the analogy that applies is the "dumbing
> down" of America in public education by making the dumbest
> among us the criterion by which education is delivered and
> they yardstick by which all are measured. It was better
> when "excellence" and "achievement" were the norms and the
> goals....
>
> We need reform, to be sure, but single payer isn't the
> answer.....the free market IS the answer, along with total
> privatization of medical care and ALL social services. If
> we can get government out and the bureaucrats out, all
> will benefit and prices will go down drastically....
>
> | I have no problem with the free market restricting
> | Ferraris to the fortunate few. I'm not so sure that
> | healthcare falls into the same
> category.
>
> The free market applies far more to healthcare than it
> does to Ferraris - a free market that benefits ALL, not
> the rich and not the poor, is an indisputable boon to
> everyone....
>
> PC
>
>

--
"...in addition to being foreign territory the past is, as
history, a hall of mirrors that reflect the needs of souls
observing from the present" Glen Cook
 
Alan Mackenzie <[email protected]> wrote in message news:<[email protected]>...
> Jonathan Smith <[email protected]> wrote on 24 May
> 2004 19:24:20 -0700:
> > [email protected] wrote in message
> > news:<[email protected]>...
> >> In alt.cancer.support Evelyn Ruut <mama-
> >> [email protected]> wrote:
> >> > Make a single payer universal health care system and
> >> > all the prices will go down.
>
> >> There is NO free lunch. Name a 'single payer' system
> >> that doesn't have shortages and long delays for complex
> >> treatments such as surgery, etc.
>
> > I'd even be impressed if she could name one where there
> > isn't a waiting list for simple things like diagnostic
> > xrays and specialist referrals.
>
> Funny, that. Last Monday (8 days ago), I fell off my bike
> and landed heavily on my ribs. Last Tuesday, on waking up,
> the pain was still significantly above what wasn't
> worrying, so I visited my Doc. He said, better get those
> ribs (and left-hand middle finger) X-rayed. I was back in
> that Doc's surgery little more than an hour later,
> carrying an enveloppe with the requisite X-rays. Luckily,
> nothing was broken.
>
> I'm not sure what you people mean exactly by a "single
> payer" system.
>
> Here in Germany,

Germany is NOT a single payer system.

It is a employer mandated insurance system funded by
employer contributions through a system of private (quasi-
private) insurance carriers (Krankenkasse) and delivered
through a primarily private delivery system on a fee for
service or local budget (depending on provider type) basis.

> health insurance through the "Krankenkassen" is compulsory
> for people earning less that a fairly high threshold
> (around 4,000 Euros/month). The premium paid depends only
> on one's income, and is around 14% of salary (with a
> maximum corresponding to that ~4,000 Euro threshold), half
> of it being paid by the employer.

It is an employment tax - on the employer. The 7% metric
is one of convenience for accounting. There is an upper
limit - the most you will pay is 250 Euro per month. If
your earnings are under 1000 Euro or so a month, you get
a subsidy.

> The unemployed and poor are not excluded. This system
> works very well, despite the recognised inefficiencies
> and, to some extent, corruption.

The system works well BECAUSE it is NOT single payer. In the
US, the poor are not excluded. The unemployed are not
excluded either - there is COBRA.

> High earners may stay in the normal Krankenkassen
> insurance scheme, or they may opt for private insurance,
> or even decide to pay for treatment as they need it.
> Having opted out of the Krankenkassen, they may not later
> rejoin them, since the Krankenkassen operate on the basis
> of people "overpaying" when young and healthy and "being
> subsidised" later in life when no longer so healthy.

No, that is not exactly true. However, the equilibrator is,
once you go private, your annual premium is determined by
the age cohort premium for the age at which you entered the
system. In other words, as long as there is continuity if
coverage there's no change in premium (other than for
inflation).

> The system has recently been "reformed" (worsened, I would
> say) in that patients now have to pay a 10 Euro charge per
> quarter on visiting a doc., and have to pay fairly hefty
> prescription charges (10% of the cost, min. 5 Euros, max
> 10 Euros, but never more that the retail cost itself).
> Sadly, the government didn't have the resolve to tackle
> the inefficiencies and corruption in the various medical
> and insurance systems. Maybe that will come.

In Germany you have one of the more functional and equitable
systems of health care financing. You also have some of the
best quality care and excellent access. You also have the
same set of problems that other systems face - you are
spending a lot of money for this and the amount you spend
keeps going up.

> I would not swap this system for anything the USA
> currently offers, and would be very wary of moving there,
> even were I completely healthy.

The system you describe IS the system that 163 million
Americans have. Private insurance with premiums funded by
contributions from employees and their employers with
comprehensive cover, nominal cost sharing, and excellent
access and outcomes.

So - now what.

js
 
In article <[email protected]>,
Eva Whitley <[email protected]> wrote:
>Proconsul wrote:

>> "W. Baker" <[email protected]> wrote in message
>> news:[email protected]...
>> | In alt.support.diabetes Proconsul <[email protected]>
>> | wrote:

>> | : "Skeptic" <[email protected]> wrote in message
>> | : news:9Jbsc.103231$iF6.9532547@attbi_s02...

>> | : | "Ted Rosenberg" <[email protected]> wrote in
>> | : | message news:[email protected]...

>> | : | > Skeptic wrote:

.....................

>> A free market, with competition, mitigates for "fee for
>> service" and choice for the consumer. Our system provides
>> the finest health care in the world for everyone, even
>> illegal aliens who broke the law to enter the country.
>> High prices are due to bureaucratic excesses and phony
>> "controls". The free market with competition is the
>> answer, not HMO's, which are a pathetic travesty on
>> decent medical care....

>If it's the finest health care in the world, why do many
>other countries have longer living people

Have you heard of genetics? Oliver Wendell Holmes, when
asked how to live to a ripe old age, answered, "Choose your
grandparents carefully."

There are also a large number of people who have no idea of
how to take care of anything, or how to evaluate anything.
Our "educational" system greatly increases the problem.

and why do inner city babies have the
>mortality rate of a third world country?

The intelligence and knowledge of the inner city parents is
sufficiently low that they do not make use of the medical
care available, do not have remotely intelligent diets, and
quite a few other things.

If competition worked, gas
>would be half of what it is. There's a gas station on every
>corner, practically.

A recent article had the average gasoline tax at roughly 40
cents on a gallon. The price of oil now is about $40 per
barrel, or $1.27 per gallon. There is the cost of refining
and distribution, taxes on the gas station, other fees, and
the owners should be entitled to make SOME profit. The lack
of competition is due to OPEC, a super-government
organization.

BTW, the number of gas stations in the western part of West
Lafayette is less than half as many as 10 years ago.

>I dare y'all to go to 7500 Security Blvd., near Baltimore
>and tell the workers there they're overpaid. How much do
>they make?

Are they worth what they make? Why can you not get shirts
ironed at a laundry? This disappeared when the minimum wage
rose enough. As the minimum wage is now about half the
average wage in many fields, only experienced and good
workers can be hired.
--
This address is for information only. I do not claim that
these views are those of the Statistics Department or of
Purdue University. Herman Rubin, Department of Statistics,
Purdue University [email protected] Phone: (765)494-
6054 FAX: (765)494-0558