Last bike I bought was a women's standard model for $150 or whatever the price was at WM that day. I just needed something because my motor vehicle was in the shop so much and I had to get to work. It didn't truly fit me, I didn't get advice on how to properly care for it and didn't have a group of fellow bicyclists to get advice from. That was ten years ago. Today, I would say go for the sale at your local bike shop. Ask their advice. Get the tools and things you need to properly care for your bike for optimum performance and lifespan. Don't skimp on safety. And absolutely get this group's advice. They know what they're talking about.