Disk brakes on road bikes are around for like 2 years now. It took them 20 years to make some decent calipers (Shimano still sucks A on pads IMHO) and disk brakes already got recalled on higher end solutions like hydraulic "brifters". (Noobs get stitches
)
Road bike wheels are either light, aero, training, who the f@ck buys carbon clinchers etc... Maybe not get carbon wheels yet...
Are you... Kinda... "Crashy"?
Get an Aluminium frame... Just for epic rides? Go Carbon.
(Epic rides don't involve crashing
)
Racing? Sponsored?
Btw
...
Since you pay in GBP and everything... if you have to use Sodding Disk Brakes get something with a front suspension... If you dont have Romanian Vampire Pianist fingers you might live longer...
Otherwise just get some rain brake pads like Swissstop Blue (BXP) and smudge some eurozzz on your rims on descents.
With a descent pair of Calipers, rims and levers, they are fine...
Wheels are expensive and make a huge difference... Maybe check these for:
-Need of frequent truing.
-Material. (Fatigue strength).
-Depth. (Aero, weight).
Etc...
PS: They say that Disko brakes are the "Future", not the "Present"
...
Random Music Video:
https://www.youtube.com/watch?v=Vou0uNxIxLU