I have about eighteen hundred miles on my current bike, a dorky, modified, Trek Lime Lite. I ride at cruiser bike speeds, no helmet for me. I crashed only one time, so far. It was my fault. My cable lock mounting came loose and I looked down to move the cable lock from brushing my legs on the seat tube. A Mercedes Benz SUV was stopped ahead of me. I rear ended it at about six-per. The bike tipped forward, I did not fall. The MB suffered eight hundred dollars damage, dented rear hatch and smashed taillight assembly. The Trek got not even a scratch. Its balloon front tired wheel was not even put out of true. I could do worse, I guess, if I were young and a road biker again, going eighteen or more, in a crouch, a fine target for immovable objects. And you?