And once again I totally agree with you, TC. My wife and I had a baby
this past year. Somehow the part of the bill we owe is considerably
higher than the maximum out-of-pocket amount of our policy. Of course
now the idea is to tie it up in snail mail with forms and red tape long
enough for us to forget what we actually received, so we'll end up
paying for it anyway.
Of course, there's no way for us to know which of the items on the bill
are legit and which aren't, but that's the hospital's fault, not the
insurance company's.
I'm a libertarian by nature. I think the government has one main
purpose... to protect its citizens. Somehow, though, I think that
regulating the medical industry and outlawing refined food fits in to
the whole "protecting the population" ideal. Think of how our economy
would prosper if degenerative diseases went away and the money tied up
in "curing" them could be put to other uses.
Like my Dad always told me; "Son, if you're going to dream, dream BIG!"
Max.
TC said:Every Insurance company, that I have had experience with, will be
"concerned" as part of their insurance policy sales effort, until you
actually file a claim. Then you are dealing with a totally different
animal, a purely legal entity prepared to do everything they can
legally, and often illegally, to not pay out or to pay out the absolute
minimum, whether you are entitled to it or not, until such time as you
legally force them to thru the courts or embarass them publicly.
Just when you are down and suffer a setback, and you need the insurance
benefits from the policy that you payed the premiums on, they kick you
in the teeth and get themselves lawyered up forcing you to do the same.
Hardly conducive to "Good Karma".
Anybody else with such experiences?
TC
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