For my two cents..... any business caught skimming money through bank cards or credit cards should automatically be cut off those service.
I suspect that it is seldom the business. They need to stay in business. It is the employees. They lose their job? Well, they just get another one. They take your credit card and stop off at the restroom. Once the stall door is locked, they have everything.
Doesn't sound like it was the case for you, but it happens.
-- Dan Abel Petaluma, California USA [email hidden]
On Dec 7, 9:11 pm, Dave Smith <[email hidden]> wrote:
When my Visa bill came in I was surprised to see two charges at
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the same restuarant, one of them two days after the day we ate ther.
I don't even wait for the bill to come in. I call my cr. cd's automated service every morning or check the online site and check on the total and recent activity. It takes about a minute and is worth the peace of mind. I don't want to wait as long as a month for any nasty surprises to show up. Barney Fife checking out here -"Nip it in the bud."
(laugh!) I actually said that, then deleted it. All the information they need is printed right on the card, if someone is so inclined, what's to stop them from memorizing it?
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Of course, some people have pencils. They aren't hard to acquire.
Heh. True, but I think even someone as oblivious as I can be would notice someone writing down my credit card number.
Other than fast food places, I've never been to a real restaurant where they didn't take your credit card to some secret place to process it. I'm sure you could follow them to make sure they didn't write down the info, but I've never seen anybody do that. There are some problems with this scenario, depending on the layout, but who would notice if a server took a detour to record this information?
-- Dan Abel Petaluma, California USA [email hidden]
On Dec 7, 9:11 pm, Dave Smith <[email hidden]> wrote:
When my Visa bill came in I was surprised to see two charges at
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the same restuarant, one of them two days after the day we ate ther.
I don't even wait for the bill to come in. I call my cr. cd's automated service every morning or check the online site and check on the total and recent activity. It takes about a minute and is worth the peace of mind. I don't want to wait as long as a month for any nasty surprises to show up. Barney Fife checking out here -"Nip it in the bud."
Hubby does that too. He checks the checking account also.
-- See return address to reply by email remove the smiley face first
> (laugh!) I actually said that, then deleted it. All the information > they > need is printed right on the card, if someone is so inclined, what's > to > stop them from memorizing it?
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Of course, some people have pencils. They aren't hard to acquire.
Heh. True, but I think even someone as oblivious as I can be would notice someone writing down my credit card number.
Other than fast food places, I've never been to a real restaurant where they didn't take your credit card to some secret place to process it. I'm sure you could follow them to make sure they didn't write down the info, but I've never seen anybody do that. There are some problems with this scenario, depending on the layout, but who would notice if a server took a detour to record this information?
No question. My situation was lost in the mists of time ... employees at a store where I shopped stole credit card data and used it. We were discussing how they could have accomplished that, since the card never left my sight.
On Thu, 06 Dec 2007 08:45:47 -0500, in rec.food.cooking, Goomba38 wrote:
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Janet Baraclough wrote:
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When the card is in the machine and has been verified, the payer enters a PIN on the keypad (4-digit Personal Id Number). Out of view of the waiter.The transaction won't go through without the correct PIN.
Janet. (UK)
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That is for debit cards, not charge cards. When I use my AMEX at restaurants I'm never asked for a PIN.
That's because it's a U.S. card without a PIN (or at least, a pin of the type they need).
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In the UK? I doubt it. If you don't use your pin, the vendor is responsible for any fraud.
The algorithm is -- UK or Euro card with pin -- vendor requires pin; U.S. card -- no pin required. The algorithm propogated rapidly, soon after the switch even remote 2-pence vendors knew how to handle the different cards.
Sounds like the "solution" is involuntary committment to a psych/rehab facility. How can he maintain a job to support his family when he's going on meth binges???
I read this as the "voice in head" being a permanent effect of past meth use, rather than from doing meth currently.
Although either is possible, especially with impure street meth.
I never "keep" money in my PayPal account. If I need to purchase something using PayPal I transfer only the funds I need for the purchase.
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I've gotten too many phishing emails from "Paypal" concerning a problem with my account to trust it.
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sf who has never used paypal and never will.
I would not open a paypal account. Dealing with the probable fraud, although it would not ultimately cause financial loss, would be too much hassle. In general I open as few financial accounts as possible and try to pick most trusted institutions.
Many vendors allow one-shot Paypal use now so it is not so important anymore for the purchaser to have an account.
For my two cents..... any business caught skimming money through bank cards or credit cards should automatically be cut off those service.
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I suspect that it is seldom the business. They need to stay in business. It is the employees. They lose their job? Well, they just get another one. They take your credit card and stop off at the restroom. Once the stall door is locked, they have everything.
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Doesn't sound like it was the case for you, but it happens.
I read of one case where a restautant employee carefully stole just a few credit card numbers per month, and after about a year had passed and he had left that job, he hit all the stolen cards all at once.
It took some amount of time (months) for credit-industry computers to notice that an unusual amount of fraud had occured at cards used at one restaurant.
This is among the many simple schemes that a European-style PIN would protect against. But U.S. banks reckon U.S. consumers would rather shoulder the cost of fraud than punch in a PIN.
This is among the many simple schemes that a European-style PIN would protect against. �But U.S. banks reckon U.S. consumers would rather shoulder the cost of fraud than punch in a PIN.
My USA style PIN is a four digit number. Is a European PIN different?
This is among the many simple schemes that a European-style PIN would protect against. �But U.S. banks reckon U.S. consumers would rather shoulder the cost of fraud than punch in a PIN.
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My USA style PIN is a four digit number. Is a European PIN different?
Yes, in that you can use a USA credit card to make a purchase without the PIN [*], whereas you can't use a European credit card to make a purchase without a PIN.
Steve
[*] At least, I don't know of any USA credit cards that require PIN use. Possibly they exist.
In article <[email hidden]>, [email hidden] says...
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:) said:
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I never "keep" money in my PayPal account. If I need to purchase something using PayPal I transfer only the funds I need for the purchase.
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I've gotten too many phishing emails from "Paypal" concerning a problem with my account to trust it.
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sf who has never used paypal and never will.
I would not open a paypal account. Dealing with the probable fraud, although it would not ultimately cause financial loss, would be too much hassle. In general I open as few financial accounts as possible and try to pick most trusted institutions.
Many vendors allow one-shot Paypal use now so it is not so important anymore for the purchaser to have an account.
Steve
I haven't had any problems with Paypal. But then I buy from sources I know already so I don't encounter much fraud.
In article <5b938b9a-cc3b-4fc8-b0ba- [email hidden]>, [email hidden] says...
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Steve Pope said:
This is among the many simple schemes that a European-style PIN would protect against. ï¿=3FBut U.S. banks reckon U.S. consumers would rather shoulder the cost of fraud than punch in a PIN.
My USA style PIN is a four digit number. Is a European PIN different?
I remember when ATM's were in about their 8th or so year PIN could be any number of digits. I chose a six digit PIN at the time. The we got new cards stating that PIN had to be four digits. Oh well, so much for security.
On Sun, 9 Dec 2007 17:53:00 -0500, T <[email hidden]>
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In article <[email hidden]>, [email hidden] says...
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:) said:
> I never "keep" money in my PayPal account. If I need to purchase > something using PayPal I transfer only the funds I need for the > purchase.
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I've gotten too many phishing emails from "Paypal" concerning a problem with my account to trust it.
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sf who has never used paypal and never will.
I would not open a paypal account. Dealing with the probable fraud, although it would not ultimately cause financial loss, would be too much hassle. In general I open as few financial accounts as possible and try to pick most trusted institutions.
Many vendors allow one-shot Paypal use now so it is not so important anymore for the purchaser to have an account.
Steve
I haven't had any problems with Paypal. But then I buy from sources I know already so I don't encounter much fraud.
