Quoted message said:I'm 5'11" with 32" inseam and need a 20" mtb. Anything else is too
small and cramped
It all comes down to the limitations of "measuring" bikes based on
something as arbitrary as seat post length. And even then, the
industry comes up with at least three different ways to measure that
(including one more for "virtual equivalent"😉.
At Habanero, we measure the frames from the center of the bottom
bracket, along the centerline of the seat tube to the point where the
TOP of the top tube would cross the seat tube centerline. Others
measure to the center of the top tube, still others to the top of the
seat tube.
But to assume the most common protocol (center to top), if you're
anything like a typical 5'11" (1.80m) rider, you'd probably NOT want
to ride a 20" Habanero - the standover height at the midspan of the
top tube (where you actually stand over it) is about 33.5", which
would give the typical rider your height virtually NO clearance (OK
for commuter duty but not a good idea for off-road service). The
cockpit would also be a bit long for most people your height as well
(with an effective top tube of 24.1"😉.
Personally, I subscribe to the fit theory that the best fit is the
smallest frame that will allow you to get the right "cockpit length"
(top tube effective plus stem) without resorting to a too-long stem
(ideal ranges from 10cm to 14cm, depending on the size of the frame).
Having more standover clearance is always a good thing when using an
MTB "in anger".
My own anecdotal fit - I'm 5'10" with a 33" inseam and fit perfectly
on a 17" (center to top) MTB with a 22" effective top tube.
Mark Hickey
Habanero Cycles
http://www.habcycles.com
Home of the $795 ti frame