Thanks folks. I went ahead and ordered some lights from Nashbar. I decided on the Cateye LD1000 10 LED Tail Light and Cateye EL400 Compact Opticube LED Headlight for my helmet and NiteRider Ultra Fazer 3.0 for the handlebar. I might also grab a Planet Bike Blinky 3H rear light. It straps onto the back of the helmet and pivots up and down to stay level. All that, plus several reflectors, should be plenty for city riding at night. It's a lot, but from seeing other cyclists at night, I think double-lighting brings much more than double the visibility.
And I got super discounts, BTW. Nashbar is having a sale and this coupon, S1207G, is good for 10% off on top of the sale. Go save by spending!!??
Also, let me put in a plug for Planet Bike, although I did not get their stuff this time (but I use their fenders). I think they are a great company, they make good stuff and they give money to bike advocacy groups. Anyone know what percent they give?
Last thought...Too bad there is no research-based way to compare how bright lights are. There are no comparative reports and reviews, no standardized, independent ratings of candlepower or LMS. Most of the lights just say they are "bright," in their descriptions and on manufactures' websites.