Insurance



AndiG

New Member
Sep 16, 2009
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Any good reputable companies out there for cycle insurance? To insure against theft, damage and injury?
 
AndiG said:
Any good reputable companies out there for cycle insurance? To insure against theft, damage and injury?
To start, check with your auto and/or home owner's (renter's) insurer.

I think that most people don't have specific cycling related insurance ... i.e., theft is usually covered by the homeowner's policy -- the deductible may be larger than the replacement cost, so a 'rider' to the policy may be needed if you want a bike/whatever to be covered. A good lock helps when you leave the bike in a public location!

Injury is hopefully covered by your existing medical OR the coverage of the driver (!) who hits you.