Seems I am more likely to collide with a pedestrian on my urban commute than I am a car. I nearly went over the handle bars this morning avoiding a woman who stepped right in front of me, out from behind a parked truck in the middle of a block.
I'm only into this bike commute a few weeks now, but can't count the times hordes of people, waiting for auto traffic to clear a light but not, of course, waiting for the walk signal, will jump off the curb right into my path as though I were invisible or perhaps have some immunity to the laws of physics. I have come to expect it but still have close calls.
I did enjoy strafing a few this morning, not slowing much and coming fairly close to them but will need to learn patience.