Rotten swine

John Hearns said:

I don't suppose yet another report of cycle theft is of any use really.

Some rotten little toerags stole both my bikes.

Not that I'll ever see them again, details are:

Orange P7 fully rigid bike, old but well loved. Tioga bar ends, SPDs, Topeak rack, slick tyres.
Silver grey colour.

Halfords Apollo Tdf-100. Bright yellow aluminium framed road bike. SPDs, Topeak tool pack under
seat. That was one of the Halfords specials discussed on the group. I think I rode it three
times...

London area.

Very annoying. Happened to me a month or so ao. Only consolation is that if insured you get to buy
some new stuff. Sure the tweaking and accessories are a pnnoying and the attachment is gone but a
couple of new bikes should hopefully ease the pain.

On Fri, 23 Jan 2004 23:40:52 +0000, John Hearns <[email hidden]>

Quoted message said:

Some rotten little toerags stole both my bikes.

[censored]. Cut off their goolies.

Guy
===
May contain traces of irony. Contents liable to settle after posting.
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Stephen (aka steford) said:

Quoted message said:

Quoted message said:

Some rotten little toerags stole both my bikes.

<snip>

Quoted message said:

Only consolation is that if insured you get to buy some new stuff.

<snip>

Used to leave my 'bike locked at the bottom of the stair steps (we lived three floors up) someone
pinched it .Because the stairs are considered a public area (although it has a locked door to the
street) insurance said it wasn't covered by the household insurance and 'bike wasn't insured in
its own right .Result one non-happy puppy that was well out of pocket. Have since moved and the
bikes are either in a locked bike store or at the side of the house (in the garden ) so household
insurance does cover it.

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Soup said:

Stephen (aka steford) said:

Quoted message said:

> Some rotten little toerags stole both my bikes.

<snip>

Quoted message said:

Only consolation is that if insured you get to buy some new stuff.

<snip>

Used to leave my 'bike locked at the bottom of the stair steps (we lived three floors up) someone
pinched it .Because the stairs are considered a public area (although it has a locked door to the
street) insurance said it wasn't covered by the household insurance and 'bike wasn't insured in
its own right .Result one non-happy puppy that was well out of pocket. Have since moved and the
bikes are either in a locked bike store or at the side of the house (in the garden ) so household
insurance does cover it.

I think it's something the insurance coys have got against bikes. I had a lawnmower (not cheap; a
good quality ride-on thing, more like a tractor) nicked from a shed. The shed was pretty remote from
the house (you wouldn't have seen or heard anything), was not locked , glass had gone from windows
years ago. A totally insecure ruin. I wrote it off and put it down to experience. My wife, however,
had gone ahead and phoned the insurance company who sent a chap round. I was a bit worried that
they'd think we were trying it on a bit. No worries though; insurance man says that a shed's a shed
and shortly after I get a cheque.

I was gobsmacked. I gave up insuring bikes when I realised that the chances of any payout were
microscopically small.

Both myself and my brother had loads of bikes stolen over the past 5 years or so, (ranging from stolen from railings, bike lock up points when out and about to being jumped at traffic lights etc) and after the first incident when the household insurers refused to pay out, we changed the cover to Co-Op and they have been excellent, paying out on every bike that has been stolen since. Just need to make sure that you tell them the bike was shackled with a D type lock and they will be fine. There was one incident a year or two ago, when a £1500 mtb was stolen that was locked up with a kryptonite chain style lock (**** knows how they stole it!!) and then insurance dude asked us what lock was used. We told him, he asked if it was a D-lock. We said no, and explained how much better it was. The insurance dude then said "ok I'm going to put it down as being locked up with a d-lock so you should get the payout". Just a bit weird how they seem to think that a £10 d-lock is potentially better than a £100 [censored] kryptonite lock.

I do genuinely think the thieves would have had to cut through the frame to steal that bike. (it had good wheels and groupset though)

Anyways back to the point. Co-op insurance have in my experience at least been good at paying out on bikes.

Quoted message said:

I don't suppose yet another report of cycle theft is of any use really.

Oh pee, John, that's bad news. I hope you do get them back, even though the chances are slim :-(

Commiserations.

helen s

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