Disk brakes on road bikes are around for like 2 years now. It took them 20 years to make some decent calipers (Shimano still sucks A on pads IMHO) and disk brakes already got recalled on higher end solutions like hydraulic "brifters". (Noobs get stitches 😉 )
Road bike wheels are either light, aero, training, who the f@ck buys carbon clinchers etc... Maybe not get carbon wheels yet...
Are you... Kinda... "Crashy"? 😄 Get an Aluminium frame... Just for epic rides? Go Carbon. 🙂 (Epic rides don't involve crashing 😉 )
Racing? Sponsored? 🙂
Btw
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Since you pay in GBP and everything... if you have to use Sodding Disk Brakes get something with a front suspension... If you dont have Romanian Vampire Pianist fingers you might live longer... 😉 😄 Otherwise just get some rain brake pads like Swissstop Blue (BXP) and smudge some eurozzz on your rims on descents.
With a descent pair of Calipers, rims and levers, they are fine...
Wheels are expensive and make a huge difference... Maybe check these for:
-Need of frequent truing.
-Material. (Fatigue strength).
-Depth. (Aero, weight).
Etc...
PS: They say that Disko brakes are the "Future", not the "Present" 😄 ...
Random Music Video: 😄