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Credit Card Skimming in Local Restaurant

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General fitness, health and nutrition
Published
6 December 2007
Last activity
10 December 2007
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jmcquown
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  1. Oh pshaw, on Thu 06 Dec 2007 05:13:14p, jmcquown meant to say...

    Quoted message said:
    Wayne Boatwright said:

    Oh pshaw, on Thu 06 Dec 2007 03:01:11p, Sqwertz meant to say...

    Quoted message said:

    On Thu, 06 Dec 2007 07:32:40 GMT, Wayne Boatwright wrote:

    > Oh pshaw, on Thu 06 Dec 2007 12:26:18a, Sqwertz meant to say...
    >
    >> On Thu, 06 Dec 2007 05:04:15 GMT, Wayne Boatwright wrote:
    >>
    >>> Come to think of it, the last place I ate at was this very
    >>> restaurant back in 2000 when David and I were on our Drive to
    >>> Phoenix in our move out here.
    >>
    >> You haven't eaten for over 7 years?
    >
    > I would certainly be much thinner if that were true. No, it was
    > the last time I ate at that particular restaurant. <but you knew
    > that>

    Not really. The way you worded it left a few avenues of
    speculation open.

    Just trying to get in as many wiseass remarks to tide you over
    for that week you'll be offline :-)

    -sw

    Oh, well, one can surmise anything. Obviously, I omitted "When I was
    in Memphis". No one else seemed to have a comprehension problem.

    Except technically, the restaurant is in Germantown 😉

    Well, yes, so is my cousin's house, but I staying in Memphis.

    --
    Wayne Boatwright

    Date: Dec(XII) 6(VI),2007(MMVII)

    *******************************************
    Countdown 'til Christmas
    2wks 2dys 6hrs 45mins
    *******************************************
    Microsoft - We put the 'backwards'
    into backwards compatibility.
    *******************************************

  2. The message <[email hidden]>
    from "Andy <q>" <q> contains these words:

    .. My #1 Bud has a non-stop 24-hour voice (except during sleep which

    Quoted message said:

    takes alcohol to accomplish) in his head from a long meth binge. The
    only way
    he can shut it off is by talking. When we speak, I can hardly get a word in
    edgewise. Began 1991. Refuses medical help.

    Has he tried listening to a walkman with ear plugs? Some people with
    that problem find it helps to either drown out the voice, or even shut
    it up.

    Janet

  3. In article <[email hidden]>, [email hidden]
    says...

    Quoted message said:
    T said:

    There's always room for fraud. Those mobile terminals are wireless
    terminals. As it currently stands, a suitably equipped PC can crack WEP
    passwords fairly easily. I wouldn't imagine WPA is far behind.

    And knowing device manufacturers like I know device manufacturers, they
    took the cheap way out as far as encrypting the wireless connection.

    The devices (and software) themselves encrypt the data, much like
    a secure internet website. They may or may not use wireless
    encryption on top of that.

    -sw

    Sort of like the credit card terminals at Stop & Shop's in southern New
    England. Seems some enterprising fellows stole one and modified the
    software on it and then went to numerous Stop & Shop stores and uploaded
    their special package into those terminals. It recorded every card
    swiped then transmitted it back to the theives. I know, my card got
    caught up in the mess.

    Now Stop & Shop has all brand new terminals.

  4. In article <94e8268a-85ff-4994-bbd0-fdab721cb9c2
    @e67g2000hsc.googlegroups.com>, [email hidden] says...

    Quoted message said:
    T said:

    In article <[email hidden]>, sf says...

    Quoted message said:

    On Wed, 5 Dec 2007 22:23:50 -0600, "jmcquown" <[email hidden]>
    wrote:

    Quoted message said:

    >Normally there's a long wait unless you get there very early. It's a shame
    >the owner is reporting business has dropped off because of this scheme. It
    >was certainly not her fault.

    Quoted message said:

    It's time more restaurants adopted the European style portable card
    readers. Your credit card never leaves your sight, so there is less
    room for fraud.

    There's always room for fraud. Those mobile terminals are wireless
    terminals. As it currently stands, a suitably equipped PC can crack WEP
    passwords fairly easily. I wouldn't imagine WPA is far behind.

    And knowing device manufacturers like I know device manufacturers, they
    took the cheap way out as far as encrypting the wireless connection.

    There's a lot more to it than WEP or WPA. some of them use cellular
    technology and the authorisation piece is done under a separately
    encrypted conversation between the card, reader and the authorisation
    switch. The PIN pads are encrypted so that no data is transmitted in
    the clear and only a valid response from the auth host is acceptable
    or the transaction is rejected. If the card is cloned (and here in the
    UK we only accept CHIP based transaction, magstrip is old hat) the
    Bank will know and the card can be retained

    Doc

    All well and good. They probably use a keying algorithm. All you need to
    do is get one of the machines and you can figure out all the encryption.

  5. In article <[email hidden]>,
    [email hidden] says...

    Quoted message said:

    The message <[email hidden]>
    from T <[email hidden]> contains these words:

    Quoted message said:

    In article <[email hidden]>, sf says...

    Quoted message said:

    On Wed, 5 Dec 2007 22:23:50 -0600, "jmcquown" <[email hidden]>
    wrote:

    >Normally there's a long wait unless you get there very early. It's
    >a shame
    >the owner is reporting business has dropped off because of this
    >scheme. It
    >was certainly not her fault.

    It's time more restaurants adopted the European style portable card
    readers. Your credit card never leaves your sight, so there is less
    room for fraud.

    Quoted message said:

    There's always room for fraud. Those mobile terminals are wireless
    terminals. As it currently stands, a suitably equipped PC can crack WEP
    passwords fairly easily. I wouldn't imagine WPA is far behind.

    Quoted message said:

    And knowing device manufacturers like I know device manufacturers, they
    took the cheap way out as far as encrypting the wireless connection.

    passwords?

    When the card is in the machine and has been verified, the payer enters
    a PIN on the keypad (4-digit Personal Id Number). Out of view of the
    waiter.The transaction won't go through without the correct PIN.

    Janet. (UK)

    That's the thing, PIN isn't required for credit card transactions here.
    We sign for it, but only for purchased over $25 now.

  6. T said:

    In article <94e8268a-85ff-4994-bbd0-fdab721cb9c2
    @e67g2000hsc.googlegroups.com>, [email hidden] says...

    Quoted message said:
    T said:

    In article <[email hidden]>, sf says...

    Quoted message said:
    Quoted message said:

    > On Wed, 5 Dec 2007 22:23:50 -0600, "jmcquown" <[email hidden]>
    > wrote:

    Quoted message said:
    Quoted message said:

    > >Normally there's a long wait unless you get there very early. It's a shame
    > >the owner is reporting business has dropped off because of this scheme. It
    > >was certainly not her fault.

    Quoted message said:
    Quoted message said:

    > It's time more restaurants adopted the European style portable card
    > readers. Your credit card never leaves your sight, so there is less
    > room for fraud.

    Quoted message said:
    Quoted message said:

    There's always room for fraud. Those mobile terminals are wireless
    terminals. As it currently stands, a suitably equipped PC can crack WEP
    passwords fairly easily. I wouldn't imagine WPA is far behind.

    Quoted message said:
    Quoted message said:

    And knowing device manufacturers like I know device manufacturers, they
    took the cheap way out as far as encrypting the wireless connection.

    Quoted message said:

    There's a lot more to it than WEP or WPA. some of them use cellular
    technology and the authorisation piece is done under a separately
    encrypted conversation between the card, reader and the authorisation
    switch. The PIN pads are encrypted so that no data is transmitted in
    the clear and only a valid response from the auth host is acceptable
    or the transaction is rejected. If the card is cloned (and here in the
    UK we only accept CHIP based transaction, magstrip is old hat) the
    Bank will know and the card can be retained

    Quoted message said:

    Doc

    All well and good. They probably use a keying algorithm. All you need to
    do is get one of the machines and you can figure out all the encryption

    Nope. There is encryption per machine (they 'should' all be different)
    and per card and the responses to the card have to be valid in terms
    of Issuer 'fingerprints' .

    Doc

  7. Janet Baraclough said...

    Quoted message said:

    The message <[email hidden]>
    from "Andy <q>" <q> contains these words:

    . My #1 Bud has a non-stop 24-hour voice (except during sleep which

    Quoted message said:

    takes alcohol to accomplish) in his head from a long meth binge. The
    only way
    he can shut it off is by talking. When we speak, I can hardly get a
    word in edgewise. Began 1991. Refuses medical help.

    Has he tried listening to a walkman with ear plugs? Some people with
    that problem find it helps to either drown out the voice, or even shut
    it up.

    Janet

    He tried some psycho meds but it layed him out for days. Might have worked
    if he didn't have a job and kids and a wife to support.

    He does have a blue tooth earpiece in one ear to his iPhone but how could
    you work under those circumstances. Hardly a solution to the problem.

    Andy

  8. On Thu, 6 Dec 2007 17:29:00 -0500, "Nancy Young" <[email hidden]>

    Quoted message said:


    "Lou Decruss" <[email hidden]> wrote

    Quoted message said:

    On Thu, 6 Dec 2007 11:22:56 -0500, "Nancy Young" <[email hidden]>

    Quoted message said:

    (laugh!) I actually said that, then deleted it. All the information they
    need is printed right on the card, if someone is so inclined, what's to
    stop them from memorizing it?

    Quoted message said:

    I saw something on TV about how meth gives people the ability to do
    things like that.

    Who'd have thought. Very interesting.

    People take garbage bags from the curbs in affluent neighborhoods and
    dig through them for information. The meth gives them the ability to
    sit for days piecing together things that have been torn up or even
    shredded.

    Quoted message said:
    Quoted message said:

    It was sad and scarry. I don't have a pure past
    but I'm glad that's something I never got into.

    If you have to do drugs, Meth is a nasty choice.

    They're all bad choices.

    Lou

  9. "rosie" <[email hidden]> wrote in message
    news:[email hidden]...

    zxcvbob said:
    Nancy Young said:

    "cybercat" <[email hidden]> wrote

    Quoted message said:
    Quoted message said:

    "Nancy Young" <[email hidden]> wrote

    Quoted message said:
    Quoted message said:

    > "Goomba38" <[email hidden]> wrote

    Quoted message said:
    Quoted message said:

    >> That is for debit cards, not charge cards. When I use my AMEX
    >> at restaurants I'm never asked for a PIN.
    > My American Express information was stolen and used by someone in
    > a local store where no one took my card out of my sight. ?I don't
    > know about this swiping business, all they need to know is
    > printed right there on the card. ?I was lucky I just happened to
    > notice the charges piling up on my card while it was still only
    > $1700.

    Quoted message said:
    Quoted message said:

    I wonder how they did it?

    Quoted message said:

    Got me. ?They were busted for using other people's card info, too.
    They not being the store, they being some employee.

    Quoted message said:

    nancy

    How about just a peculiar knack for memorizing numbers? ?I know that's
    low-tech, but it works.

    Bob- Hide quoted text -

    - Show quoted text -

    Right , I know my AMEX number and , very handy.
    Rosie

    I am pretty good at knowing numbers, I renewed my drivers license yesterday
    and rattled off the number and expiration date to the guy at the window and
    he just stared at me and said 'how did you do that'.....I told him I was
    'wonderfully gifted' and let him figure it out (snort). I also memorized my
    bank account number, my visa number and all the associated pin numbers. Now
    for the alphabetical passwords I have for different computer accounts,
    forget it. I'm lucky if I get the signon name spelled correctly (and I was
    alway a reely gud speler and sucked at math).
    -ginny

  10. q said:

    Janet Baraclough said...

    Quoted message said:

    The message <[email hidden]>
    from "Andy <q>" <q> contains these words:

    . My #1 Bud has a non-stop 24-hour voice (except during sleep which

    Quoted message said:

    takes alcohol to accomplish) in his head from a long meth binge. The
    only way
    he can shut it off is by talking. When we speak, I can hardly get a
    word in edgewise. Began 1991. Refuses medical help.

    Has he tried listening to a walkman with ear plugs? Some people
    with that problem find it helps to either drown out the voice, or
    even shut it up.

    Janet

    He tried some psycho meds but it layed him out for days. Might have
    worked if he didn't have a job and kids and a wife to support.

    He does have a blue tooth earpiece in one ear to his iPhone but how
    could you work under those circumstances. Hardly a solution to the
    problem.

    Andy

    Sounds like the "solution" is involuntary committment to a psych/rehab
    facility. How can he maintain a job to support his family when he's going
    on meth binges???

    Jill

  11. jmcquown said...

    Quoted message said:
    q said:

    Janet Baraclough said...

    Quoted message said:

    The message <[email hidden]>
    from "Andy <q>" <q> contains these words:

    . My #1 Bud has a non-stop 24-hour voice (except during sleep which
    > takes alcohol to accomplish) in his head from a long meth binge. The
    > only way
    > he can shut it off is by talking. When we speak, I can hardly get a
    > word in edgewise. Began 1991. Refuses medical help.

    Has he tried listening to a walkman with ear plugs? Some people
    with that problem find it helps to either drown out the voice, or
    even shut it up.

    Janet

    He tried some psycho meds but it layed him out for days. Might have
    worked if he didn't have a job and kids and a wife to support.

    He does have a blue tooth earpiece in one ear to his iPhone but how
    could you work under those circumstances. Hardly a solution to the
    problem.

    Andy

    Sounds like the "solution" is involuntary committment to a psych/rehab
    facility. How can he maintain a job to support his family when he's


    going

    Quoted message said:

    on meth binges???

    Jill

    His last binge was in 1991 after the damage had already been done.. Been at
    him ever since.

    Andy

  12. The message <[email hidden]>
    from "Andy <q>" <q> contains these words:

    Quoted message said:

    Janet Baraclough said...

    Quoted message said:
    Quoted message said:

    Has he tried listening to a walkman with ear plugs? Some people with
    that problem find it helps to either drown out the voice, or even shut
    it up.

    Quoted message said:

    He does have a blue tooth earpiece in one ear to his iPhone but how could
    you work under those circumstances.

    The people I knew who used this method had either tapes, or a little
    radio, which played some continual background conversation or reading or
    whatever. They didn't need to actually listen to what was being played,
    or respond to it in any way; it's just a background sound-track filling
    the silence which (otherwise) would have been taken up by internal
    voices.

    Quoted message said:

    Hardly a solution to the problem.

    It is a well established relief- technique used by people who hear
    voices a lot; doesn't work for everyone but he won't know unless someone
    tells him about it and he tries it out.

    Janet

  13. On Fri, 7 Dec 2007 10:29:06 -0600, "jmcquown" <[email hidden]>

    Quoted message said:

    I never "keep" money in my PayPal account. If I need to purchase something
    using PayPal I transfer only the funds I need for the purchase. Since the
    most I've ever put in there is about $15 (filters for Persia's Drinkwell pet
    fountain purchased on eBay) it's hardly worth hacking 🙂

    We've never had a problem with paypal other than the annoying scam
    attempts. We sell a lot on eBay so unless we're planning on
    purchasing something, Louise takes it out when its get over a few
    hundred dollars.

    Lou

  14. In article <[email hidden]>,

    Nancy Young said:

    "zxcvbob" <[email hidden]> wrote

    Quoted message said:
    Nancy Young said:

    "cybercat" <[email hidden]> wrote

    > "Nancy Young" <[email hidden]> wrote

    >> "Goomba38" <[email hidden]> wrote
    >>
    >>> That is for debit cards, not charge cards. When I use my AMEX
    >>> at restaurants I'm never asked for a PIN.
    >> My American Express information was stolen and used by someone in
    >> a local store where no one took my card out of my sight. I don't
    >> know about this swiping business, all they need to know is
    >> printed right there on the card. I was lucky I just happened to
    >> notice the charges piling up on my card while it was still only
    >> $1700.

    > I wonder how they did it?

    Got me. They were busted for using other people's card info, too.
    They not being the store, they being some employee.

    How about just a peculiar knack for memorizing numbers? I know that's
    low-tech, but it works.

    (laugh!) I actually said that, then deleted it. All the information they
    need is printed right on the card, if someone is so inclined, what's to
    stop them from memorizing it?

    Of course, some people have pencils. They aren't hard to acquire.

    --
    Dan Abel
    Petaluma, California USA
    [email hidden]

  15. "Dan Abel" <[email hidden]> wrote

    Quoted message said:

    "Nancy Young" <[email hidden]> wrote:

    Quoted message said:
    Quoted message said:

    (laugh!) I actually said that, then deleted it. All the information
    they
    need is printed right on the card, if someone is so inclined, what's to
    stop them from memorizing it?

    Quoted message said:

    Of course, some people have pencils. They aren't hard to acquire.

    Heh. True, but I think even someone as oblivious as I can be
    would notice someone writing down my credit card number.

    nancy

  16. On Fri, 7 Dec 2007 10:29:06 -0600, "jmcquown" <[email hidden]>

    Quoted message said:

    I never "keep" money in my PayPal account. If I need to purchase something
    using PayPal I transfer only the funds I need for the purchase. Since the
    most I've ever put in there is about $15 (filters for Persia's Drinkwell pet
    fountain purchased on eBay) it's hardly worth hacking 🙂

    I've gotten too many phishing emails from "Paypal" concerning a
    problem with my account to trust it.

    sf
    who has never used paypal and never will.

    --
    See return address to reply by email
    remove the smiley face first

  17. Wayne Boatwright said:
    Quoted message said:


    Normally there's a long wait unless you get there very early. It's a
    shame the owner is reporting business has dropped off because of this
    scheme. It was certainly not her fault.

    Jill

    I think I'd use cash the next time I went.

    I don't think I would be going back. I once took my wife out for a nice
    lunch at a fairly new restaurant.It was nice place with good food. I paid
    with Visa. When my Visa bill came in I was surprised to see two charges at
    the same restuarant, one of them two days after the day we ate ther. I
    called up Visa, they called the restaurant amd got some excuse about how
    they thought it had not gone through properly. They were supopsed to
    credut me. The credit didn't show up on the next bill. I called Visa again.
    they were supposed to call the restaurant and get hard copies, and if my
    signature wasn't on the bill I would not be liable for it. It went on for
    months. Visa would call once in a while, and I would call them. One day
    about 6 months later. I passed by while working and went in (in uniform)
    and demanded repayment. They paid.

    Visa happened to call a few days later and asked if it had been settled and
    I told them I had collected the money. The lady said she was glad to hear
    that because with the time that had passed it would be hard to get it
    credited. That surprised me, since I called them as soon as I got my bill.
    I have not been back to the restaurant, and I don't use Visa much any more.

    For my two cents..... any business caught skimming money through bank cards
    or credit cards should automatically be cut off those service.

    I am now a lot more careful about where I use cards. Due to the number of
    incidents I have heard of from friends of mine, I don't use cards in places
    run by Muslims or Russians.


  18. Quoted message said:

    "rosie" <[email hidden]> wrote in message

    Quoted message said:


    Right , I know my AMEX number and , very handy.
    Rosie

    I don't believe you. Prove it by posting the number here.

  19. On Fri, 7 Dec 2007 23:14:13 -0500, "Edwin Pawlowski" <[email hidden]>

    Quoted message said:


    Quoted message said:

    "rosie" <[email hidden]> wrote in message

    Quoted message said:


    Right , I know my AMEX number and , very handy.
    Rosie

    I don't believe you. Prove it by posting the number here.

    LOL! Actually, my SIL is the same way. She knows all of her credit
    card and billing numbers. I used to know my check number when I used
    my checkbook daily. Now I don't even give it a glance, so the numbers
    have fled my brain. My driver's license number hasn't changed since I
    was 16, so it's burned into my memory, but car licence plates? I
    quite memorizing them after my third car.

    --
    See return address to reply by email
    remove the smiley face first

  20. Edwin Pawlowski said:
    Quoted message said:

    "rosie" <[email hidden]> wrote in message

    Quoted message said:

    Right , I know my AMEX number and , very handy.
    Rosie

    I don't believe you. �Prove it by posting the number here.

    too funny....

    Rosie

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