I realize that this subject has been done on here ad nauseum and I have indeed used the search function to review. Please don't flame. I have been pretty much a fair weather cyclist, riding in temperatures down to about 48-50. But this winter I would like to extend the season and ride in temps lower than that, down to maybe 35. I do realize that I need to dress in layers and to stay away from cotton. I currently have a Cutter merino jersey and knickers. But I plan on getting some merino base layers but beyond that I am uncertain in which direction to go. I have considered maybe going with tights and maybe some sort of jacket, maybe with removable sleeves. It's also been suggested to me to try leg warmers instead of tights. And as I look at the many options, I also see that there are a plethora of offerings from the many manufacturers of this clothing with a wide array of price ranges. So my questions are: What works best for you in the mid 30's to upper 40's temperature range? And what brands are considered better than others? Before I go dropping hundreds of dollars, I'd like to have some feedback from real people. Thanks ahead of time for your input.