General fitness, health and nutrition · Public discussion

OT!!: Medical Coverage

Started by kilikini · · Last activity · 21 posts · 405 views

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General fitness, health and nutrition
Published
29 April 2006
Last activity
30 April 2006
Original author
kilikini
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21
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  1. In article <[email hidden]>, Wayne
    Boatwright <wayneboatwright_at_gmail.com> says...

    Quoted message said:

    On Sun 30 Apr 2006 01:01:41p, Thus Spake Zarathustra, or was it Edwin
    Pawlowski?

    Quoted message said:


    "kilikini" <[email hidden]> wrote in message

    Quoted message said:

    Dang, no wonder I don't have any insurance! My hubby gets his through
    his company, but pays about $300 per month. To add me on would be
    another $300

    Quoted message said:


    In this particular case, what's a person to do? Tomorrow, I'm looking
    into using the system for the first time in my entire life. It's
    either that, or I'll be dead in about 6 months to a year. I don't
    have any other options.

    Suddenly, $300 a month looks cheap. That is only a couple of visits and
    a blood test. An ER visit can be $1000 or more. Even a short hospital
    stay can be $8k or more. Drugs alone can cost you more than $300 a
    month.

    All of what you say is true, and I know the figures. Regardless, there are
    many people for whom even $300/month isn't affordable.

    Quoted message said:

    Depending on coverage, a family plan can easily be $600 to $900 a month.

    We just went through our annual "reallignment" of insurance coverage where
    I work. Until this year, my employer payed the entire amount for me as an
    individual, although I would have had to pay for spouse or dependent
    children. This year employees now will pay about $25.00 per pay (bi-
    weekly) for their own coverage, certainly a more than fair amount. Another
    option is offered that my employer will pay completely, but the deductible
    is outrageous.

    This past year was the first that state employees in RI had to pay for
    medical coverage. Combined coverage for myself and the SO is $64 a
    month. Our copays went a little crazy though, particulary for
    prescription drugs.

    The coverage we get is excellent though.

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