Canadian insurance companies for bikes



J

Jim Flom

Guest
Does anyone know of an insurance company for Canada that I
can use for a couple of months for my bikes? The best policy
I can come up with insures for the first thousand only, then
it's $9 per hundred after that.

Sorry for the cross-post but I know there are Canadians in
rbr. Thanks.

Jim
 
D

Dwall

Guest
State farm does for house insurance and includes up to 10g for sports
including bikes
"Jim Flom" <[email protected]> wrote in message
news:[email protected]...
> Does anyone know of an insurance company for Canada that I
> can use for a couple of months for my bikes? The best
> policy I can come up with insures for the first thousand
> only, then it's $9 per hundred after that.
>
> Sorry for the cross-post but I know there are Canadians in
> rbr. Thanks.
>
> Jim
 
R

Ryan Cousineau

Guest
In article <[email protected]>,
"Jim Flom" <[email protected]> wrote:

> Does anyone know of an insurance company for Canada that I
> can use for a couple of months for my bikes? The best
> policy I can come up with insures for the first thousand
> only, then it's $9 per hundred after that.
>
> Sorry for the cross-post but I know there are Canadians in
> rbr. Thanks.
>
> Jim

Self-insurance. Seriously. They're trying to hint to you
that they don't much want your business, because expensive
bikes are a bad risk.

Owning a bike worth more than a thousand bucks means you
either have a hobby or are a pro (people who need a bike for
business can easily make do on cheaper wheels). If you are a
hobbyist, then self-insure or get a bike you can afford to
replace. If you are a pro, then write off the cost of
insurance.

There is a certain misunderstanding, in my opinion, about
what insurance is for. You only buy insurance on things that
you couldn't afford to replace, but would have to replace if
you lost them. So, homeowner insurance is wise. Household
contents insurance is a pretty reasonable thing, unless you
could live for a while without clothes or furniture. Car
liability insurance is mandatory for a reason.

Bike insurance? Functional bikes are cheap. Expensive bikes
are hobby toys (and I say that as someone who owns a shed's
worth of bicycles). Don't have a hobby you can't afford, and
don't insure your hobby.

-RjC.
--
Ryan Cousineau, [email protected] http://www.wiredcola.com
President, Fabrizio Mazzoleni Fan Club
 
R

Robb McLeod

Guest
On Sat, 10 Jul 2004 14:44:17 GMT, "Jim Flom" <[email protected]>
wrote:

>Does anyone know of an insurance company for Canada that I
>can use for a couple of months for my bikes? The best
>policy I can come up with insures for the first thousand
>only, then it's $9 per hundred after that.
>
>Sorry for the cross-post but I know there are Canadians in
>rbr. Thanks.

I have a $2000 policy on a bike with Economical Insurance
Group, $50 deductable for $55 per annum.

--
Robb McLeod ([email protected])
A bus station is where a bus stops. A train station is where a train stops.
On my desk I have a work station...